Vehicle Insurance

There’s a lot of confusion when it comes to the insurance industry within the automobile arena.  This area of insurance has many sub-sections, since there are all sorts of vehicles on the road today.

Personal Lines

Personal lines mostly consists of cars and trucks that are suitable for personal use.  These policies are pretty basic and simple throughout the industry.  If you’re using the truck for only personal use, then it would be considered within the personal lines section.

There are a lot of different items that can be added to a policy, but the basics ofitsallaboutlaw2 the policies are pretty standard.  You can add all kinds of coverage to your policy like collision/theft, glass coverage, etc.

Everyone needs basic liability to be legal on the road.  This type of insurance covers the other party involved in an accident, so this is a must have when driving.  It’s the law.

Collision, or theft, is optional.  Depending on the amount you paid for your car, should really determine if you add collision to your policy.  Otherwise, depending on the cost to add it to your insurance policy, it really depends on the cost of the coverage.

Commercial Lines

Next on this blog, we’re going to talk about the other sector of automobile insurance is commercial lines.  This covers all types of work/business vehicles.  These are vehicles that are used primarily for business.  The driver is allowed to use it to get to and from the office, or a job, not for personal off hours.

There are so many different types of vehicles that can be used for business, since there hundreds, if not thousands, of different type of industries.  These might consist of utility trucks, work vans, a limo, bus, tractor trailer, taxi, etc.  I was talking to the owner of the limo company, and he has limos, buses, cars and work vans.  So it can be an assortment.

It’s important for a company to have all of their vehicles insured.  If there was some sort of an accident on a job, it’s important to be covered, and cover the employee that was in the vehicle.

Continue reading Vehicle Insurance

Welcome To My Blog

Welcome to my blog at

I created this blog to talk about all things law.  There’s a lot of confusion out thereitsallaboutlaw1 when it comes to the law.  Everyone has their own opinion, so it’s hard to tell fact from fiction.  That’s what inspired this blog, to bring some clarity to the arena of law.

I’ve been fascinated with law since I was very young.  Most of my family were lawyers, so it’s a lot of what I knew growing up at a very young age.  Law was always a topic of discussion around the dinner table, especially when the entire family got together.

So I’ve always had a passion for law, and that’s what I ended up going to college for.  In my career as a lawyer there was always misconceptions and differences in opinions about what was the law, even between two lawyers.  Most thing the law is black and white, which it is, but there are many differences when it comes to people’s interpretations of the law.

That is why I started this website.  I want to bring some clarity to topics that I’ve come across where there has been there misunderstandings, in hopes that I can help someone who needs the information.  The only service I provide here on this website is creating content that might help others, that’s all.

I’ll be posting on this blog here and there, about all sorts of topics that have to do with law, or the law of something.  If you have any topics you would like to recommend us writing about, you can contact us here.

I look forward to serving you and clearing up the law for you… enjoy the blog!